Hail Damage

Hail forms within strong thunderstorm clouds, particularly when the majority of the cloud layer is below freezing. When hailstorms occur, they can inflict substantial damage to homes, businesses, and other properties, prompting many residents to file insurance claims to cover repair costs and avoid out-of-pocket expenses.

Roof damage is often the most prevalent issue caused by hailstorms, and if not detected promptly, it can lead to persistent problems, such as water leaks that seep into walls. To ensure your hail damage claim receives priority from your insurance company, it’s crucial to understand the various types of damage that may occur:

• Skylight damage
• Broken windows
• Siding damage, including chips, holes, and cracks
• Automobile damage, such as dents and window cracks
• Damage to boats, RVs, and motorcycles
• Property damage, including trees, plants, and swimming pools
• Exterior appliances, such as HVAC units

While hail damage may not be as apparent as other severe storm damage, like that from hurricanes or tornadoes, it can still be significant. As a homeowner, business owner, or property owner, understanding the extent of your hail damage is essential for pursuing the necessary repairs or replacement costs through your insurance policy.