Flood Damaged Site
Wind/Hurricane Damage
Hurricane/Wind Damage
Hurricane/Wind Damage
Wind/Hurricane Damage
Wind/Hurricane Damage
Wind/Hurricane Damage
Flood Damaged Beach Site
Flood Damage
Flood Damage
Flood Damage
Roof Leakage

Our Florida Public Adjusters

As Your Property Adjuster, we are a dedicated team of public insurance claim adjusters who advocate for both residential and commercial policyholders. Our goal is to ensure your insurance claim is settled fairly and efficiently.

We handle every step of the process, from conducting a thorough inspection to preparing a comprehensive claim package based on the covered damages. Our team will guide you through your policy’s coverages and deadlines, coordinate inspections with contractors and insurance adjusters, and work to maximize the benefits of your policy.

  • Water Damage

  • Hail & Wind Damage

  • Fire Damage

  • Hurricane Damage

*  Our Inspection and Policy/Claim review is FREE

We serve all of Florida

 We represent you, not the insurance company

Florida Map
  • Types of Damages

  • Water Damages

  • Roof Leak Damages

  • Fire Damages

  • Broken Pipe Damages

  • Theft & Vandalism

  • Types of Damages

  • Wind Damages

  • Hurricane Damages

  • Hail Damages

  • Lightening Damages

  • Tornado Damages

We serve all of Florida - We represent you, not the insurance company

frequently asked questions

Engaging a Public Adjuster is crucial!
If you’ve more questions, Feel free to Contact Us. We’re here to help!

  • A Public Adjuster is an autonomous insurance expert that policyholders, be they homeowners or business proprietors,may retain to facilitate the resolution of insurance claims on their behalf, ensuring a fair outcome and optimized recovery.

  • A Public Adjuster orchestrates the intricate claims process and mitigates potential issues that may arise.

  • A Public Adjuster is professionally licensed to interpret and analyze insurance policies.

  • A Public Adjuster exclusively represents commercial and residential policyholders, not insurance companies.

  • A Public Adjuster is the sole type of claims adjuster legally authorized to advocate for the insured’s rights throughout the claims process.

  • A Public Adjuster negotiates maximum settlements to secure adequate funds for restoring policyholders to their pre-loss condition.

  • A Public Adjuster is not a contractor and performs no repair work.No Assignment of Benefits is executed, allowing the policyholder to control fund allocation.

Claim Submission Process:

When you file an insurance claim, your insurer assigns an adjuster to assess the damage. This adjuster represents the insurer’s interests.

Five Star’s Commitment: Our mission is to advocate for your best interests. We level the playing field and work for you,not the insurance company. Our adjusters prepare, submit, and negotiate for the highest possible settlement of your insurance claim.

A Public Adjuster is to insurance claims what an accountant is to taxes or an attorney is to legal matters. Professional representation increases the likelihood of a favorable outcome.

Types of Claims We Handle:

  • Hurricanes / Tornadoes

  • Hail / Wind

  • Roof Leaks / Ceiling Stains

  • Roof Replacement

  • Plumbing Issues

  • Failed Drain Lines

  • Toilet and Laundry Overflow

  • Cabinet Damage

  • Pipe Breaks

  • HVAC Overflow

  • Hot Water Heater Issues

  • Shower Valve Leaks

  • Flooding

  • Mold Presence or Odor

  • Stucco and Siding Damage

  • Fire / Smoke Damage

  • Personal Property Damage

  • Theft or Vandalism

Our Services:

  • Provide detailed estimates for repairing or rebuilding your property.

  • Assist in navigating your policy coverages and deadlines.

  • Conduct thorough evaluations of all damaged property and gather forensic evidence to support your claim.

  • Prepare necessary documentation for business interruption, loss of use, and claims for additional living expenses.

  • Engage experts such as engineers, construction consultants, and financial advisors to support your claim.

  • Coordinate inspections with contractors and insurance adjusters.

  • Represent you in discussions with your insurance company to ensure a fair and equitable settlement.

We possess the capability to re-open previously filed claims for both commercial and residential property owners, even if they were denied or underpaid. If you, the property owner, filed a claim independently without a Public Adjuster, there is a significant likelihood that you were not fully compensated for all your damages. Contact Five Star Claims Adjusting to schedule a complimentary claim review and property assessment.

“According to a study conducted by The Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders represented by Public Adjusters typically received significantly higher settlements compared to those without such representation. For instance, the study highlighted that the average compensation for 2005 hurricane claims in Florida was 747% higher when a Public Adjuster was involved. While it is possible to prepare and submit your own property insurance claim, lacking familiarity with the rules, procedures, deadlines, and coverage specifics of your policy can place you at a considerable disadvantage. It is akin to going to trial without legal representation.”

For optimal outcomes, promptly file a claim. Initiating the claim process early expedites your repair, remediation, and recovery efforts. Contact us immediately following any damages or losses, or schedule a complimentary inspection to ensure no unnoticed damage. This proactive approach can help you avoid:

  • Incurring unnecessary out-of-pocket expenses for home repairs.

  • Risking the loss of your current insurance due to a failed property inspection.

  • Potential cancellation of property sales due to required repairs.

Need Assistance? Get in touch

Free Consultation & Policy Review. We Don’t Get Paid if You Don’t Get Paid! Reopen your claim. Get paid what you deserve!

Contact Us

[email protected]

Talk with a licensed Public Adjuster

(833) 242 5655